Equilibrium reinsurance-investment strategy with a common shock under two kinds of premium principles

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Abstract

This paper investigates the optimal mean-variance reinsurance-investment problem for an insurer with a common shock dependence under two kinds of popular premium principles: the variance premium principle and the expected value premium principle. We formulate the optimization problem within a game theoretic framework and derive the closed-form expressions of the equilibrium reinsurance-investment strategy and equilibrium value function under the two different premium principles by solving the extended Hamilton-Jacobi-Bellman system of equations. We find that under the variance premium principle, the proportional reinsurance is the optimal reinsurance strategy for the optimal reinsurance-investment problem with a common shock, while under the expected value premium principle, the excess-of-loss reinsurance is the optimal reinsurance strategy. In addition, we illustrate the equilibrium reinsurance-investment strategy by numerical examples and discuss the impacts of model parameters on the equilibrium strategy.

Original languageEnglish
Pages (from-to)1-22
Number of pages22
JournalRAIRO - Operations Research
Volume56
Issue number1
DOIs
StatePublished - 1 Jan 2022

Keywords

  • Common shock
  • Equilibrium strategy
  • Mean-variance criterion
  • Optimal reinsurance-investment
  • Premium principles

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